Trip Cancellation and Medical Insurance Saves The Day for Volcano Strandees
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Icelandic Volcano Eruption disrupts travellers for weeks       The Icelandic Volcano eruptions stranded tens of thousands in airports for a week or more. Our clients, covered by travel insurance, were able to access a dedicated Assistance Center for immediate help 24/7. Whatever our insureds needed, wherever they were stranded; and regardless of the circumstances in which they found themselves, the Assistance Center staff was there to help. Access to a wide network of area hotels enabled the assistance center staff to minimize sleeping in airports during the indefinite period of passenger delays

       Trip cancellation and medical insurance policy benefits and services include; flight and hotel rebooking, cash wire transfers, translation services,  and much more. vices, message relay, and much more, depending upon the carrier.

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       This shut-down airport is no place to realize that you should have purchased travel insurance. Too often we hear "I don't need trip interruption and travel insurance; or I don't ever get sick; or my regular insurance will cover me; or nothing is going to happen!"
The fact is that things do happen. The delays and huge unexpected expenses that can be forced upon travellers should serve as fair warning next time anyone travels. Our clients, covered by Trip Cancellation and Medical insurance were protected!

 

Without Trip Interruption and Medical Insurance, travellers have NO PROTECTION

 

Many think that because they are on a ship, nothing serious will happen.  Clearly, none of us knows when the unexpected life-threatening emergency will occur. Here are  two scenarios that can result in very expensive circumstances.

      The first would be a stroke, heart-attack, or fall causing critical injuries while the ship was far at sea. The passenger must be evacuated by helicopter to the nearest hospital which could be in Cuba; Haiti, Russia, or any one of dozens of countries not noted for their medical care standards.

     Cruisers take shore excursions. Imagine the possible injuries that can result from hiking in the jungle; diving on dangerous reefs;  riding scooters; parasailing; hang-gliding; walking on glaciers; riding ziplines; ad-infinitum just to mention a few possibilities. Most quaint tourist destinations do not have the medical facilities to handle a sophisticated injury. Usually, once the patient is stabilized, a second flight aboard jet ambulance is required to relocate the patient to a suitable hospital, frequently in the U.S.. These expenses are high.

     The cost of air ambulance services is considerable.  Aircraft charter companies, hospitals, and some EMS systems charge hourly, and $5,000 per hour is not unusual. The average Coast Guard rescue cost $27,712.50 last year.  Coast Guard helicopters cost about $4,400 an hour, Coast Guard cutters cost about $1,550 an hour to operate.

     Trip cancellation and medical insurance policy pay for these expensive services which are requiredwhile travelling;  medical evacuation; hospital transfers; and medical expense which is normally not covered by individual insurance, outside of the United States.

    

       Trip Cancellation Insurance  protects travelers against the risk of losing all of their money because of an unplanned last minute cancellation. Cruises are expensive! If the traveler cancels after the final payment has been made to the cruiseline, the cruiseline will not return the fare paid regardless of the reasons for any cancellation.  This ability to obtain  reimbursement through insurance is  particularly important when a family group is travelling together.

     Cancel For Any Reason insurance  provides full reimbursement if a traveler must cancel the trip for other than medical reasons.  The insured is is reimbursed if the trip must be cancelled for a business necessity; or perhaps medical issues involving another a family member; or sometimes people just change their minds.     

     To be eligible for trip cancellation and medical insurance coverage, travelers usually must purchase insurance within a certain period of making the initial trip deposit.